Welcome to Ocean Buy to Let

By choosing Ocean we can offer access to a choice of lenders, enabling you to find a buy to let mortgage or remortgage to match your specific circumstances.

Whether you're just starting out or are a landlord with an existing property portfolio this site is designed to help you. You can use our buy to let mortgage calculator to get a quick quote, watch informative videos about the buy to let market and read the relevant resources on our site that interest you.

Once you're ready to get your no obligation buy to let mortgage or remortgage quote, complete the short application form and one of our experienced underwriters will call you to discuss your enquiry further. Alternatively call us for free on 0800 916 9185 or on 0300 303 0202 (usually included in mobile call plans).

Remember Ocean is experienced in providing solutions for people in a wide variety of circumstances, so whether you have had credit issues in the past or not, we will aim to find the best product for your circumstances from our panel of lenders.

Please note: we do not charge any upfront fees, all quotations are provided free of charge and without obligation.

Buy to Let Remortgages Buy to Let Lending Increases
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How Can We Help?

Want to talk to us?

 0800 916 9185 Phone Ocean Finance 0330 303 0202 Phone Ocean Finance Mobile
  Usually FREE from landline but may cost from a mobile Often included within call plans on mobiles

Buy to Let First Time Buyers

You are considering the purchase of a property which you intend to rent out. The number of first time buyers becoming landlords is rising.

 
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Landlord with a Portfolio

You are a landlord with a portfolio of properties and wish to arrange a mortgage to buy an additional property in order to expand.

 
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Buy to Let Remortgages

You wish to remortgage a property to raise additional cash for renovations, consolidation or for any other purpose.

 
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Buy to Let Purchase Mortgages

If you are interested in buying a property to rent out here are some things you may wish to consider:

  • Who you intend to rent the property out to
  • The area the property is in
  • The condition of the property
  • The amount of rent projected for the property
 Buy to Let Purchase with Ocean Buy to Let

Buying a rental property is a major decision and should not be entered into without looking at the risks involved as well as the benefits.

The amount of rent that landlords charge can exceed the amount of mortgage repayments. This additional amount could be used to maintain and refurbish the property, or be retained as profit.

 

More Information Free Quote

Buy to Let Remortgages

Many people choose to remortgage their existing property for reasons such as:

  • For a lower rate, possibly saving money
  • To raise money for renovations
  • Debt consolidation to ease cash flow
  • Raise capital for a one off purchase
 Buy to Let Purchase with Ocean Buy to Let

If you already have mortgages on buy to let properties, remortgaging is one way you can free up equity in order to increase and improve your portfolio.

Rental income may be enough to cover mortgage repayments and any excess could be used to improve your properties, possibly justifying a higher level of rent.

 

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The overall cost for comparison is 6.4% APR. (Most people should receive a lower rate than this)
Think carefully before securing other debts against your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Only upon completion a fee, which on average is 2.9% of the advance, will be charged for arranging your buy to let mortgage.

OFML 7484 - 001     07/12/2011